Question 1

How much does Stripe charge per transaction?

Accepted Answer

Stripe charges a flat 2.9% + $0.30 per successful card transaction for US-based accounts as of 2025. International cards and currencies add an additional 1.5%, and ACH direct debit is 0.8% capped at $5. Stripe Connect platforms pay a discounted rate on each volume tier.

Question 2

How do I calculate Stripe fees?

Accepted Answer

Enter the amount, select the transaction type (Standard, International, ACH, or Connect) and currency. The calculator shows what the customer pays, the Stripe fee deducted, and your net payout. You can also enter the amount you want to receive and the tool will reverse-calculate the price to charge the customer.

Question 3

Who pays the Stripe fee — buyer or seller?

Accepted Answer

For online card payments, the fee is deducted from the merchant's payout — the customer pays the displayed price and the merchant receives the net amount. Some platforms pass fees to the customer with surcharging, which is allowed in some US states but banned in others.

Question 4

Is this Stripe calculator up to date for 2025-2026?

Accepted Answer

Yes. The default rates reflect Stripe's current 2025 fee schedule for US standard accounts. Volume discounts, custom rates, and Connect pricing tiers are not modeled. Always confirm final fees on the Stripe dashboard.

💳 Transaction Details

📊 Breakdown

📋 Fee Schedule Reference