Question 1

What fees does Cash App charge in 2026?

Accepted Answer

Cash App charges 0% for personal Standard transfers (1-3 days), 1.5% (min $0.25) for Instant transfers to a debit card, 1.5% for business (Commercial) transactions, and the recipient can choose to pay the fee for Instant transfers.

Question 2

Is sending money on Cash App free?

Accepted Answer

Standard (1-3 business days) transfers to friends and family are free for both sender and recipient. There is no fee to receive money on Cash App either.

Question 3

What is the minimum Cash App Instant transfer fee?

Accepted Answer

The minimum Instant transfer fee to an eligible debit card is $0.25, with a fee of 1.5% of the transfer amount. So $100 instantly costs $1.50; $5 instantly costs the $0.25 minimum.

Question 4

Does Cash App charge a business fee?

Accepted Answer

Yes. Business accounts using Cash App Commercial pay 2.75% per transaction (in 2026). The seller can choose to absorb the fee or pass it to the buyer.